State Program Programs

THDA Emergency Repair Program delivers below‑market financing and up to $10,000 home repair grant to help Tennesseans achieve or retain homeownership.

THDA Foreclosure Prevention Program delivers below‑market financing and varies (counseling & assistance) to help Tennesseans achieve or retain homeownership.

THDA Great Choice Home Loan delivers below‑market financing and first mortgage only (no direct dpa) to help Tennesseans achieve or retain homeownership.

THDA Great Choice Plus Down Payment Assistance delivers below‑market financing and $6,000 deferred second or 6% of loan amount to help Tennesseans achieve or retain homeownership.

THDA Hardest Hit Fund Program delivers below‑market financing and up to $40,000 mortgage payment assistance to help Tennesseans achieve or retain homeownership.

THDA HHF Down Payment Assistance delivers below‑market financing and up to $15,000 forgivable assistance to help Tennesseans achieve or retain homeownership.

THDA HOME Program delivers below‑market financing and up to $14,999 home assistance to help Tennesseans achieve or retain homeownership.

THDA Homebuyer Education Initiative delivers below‑market financing and no direct monetary assistance to help Tennesseans achieve or retain homeownership.

THDA Homeownership for the Brave delivers below‑market financing and $7,500 down payment aid + rate discount to help Tennesseans achieve or retain homeownership.

THDA Housing Trust Fund delivers below‑market financing and varies (gap financing) to help Tennesseans achieve or retain homeownership.

THDA Low Income Housing Tax Credit Program delivers below‑market financing and varies (equity) to help Tennesseans achieve or retain homeownership.

THDA Mortgage Credit Certificate delivers below‑market financing and $2,000 annual federal tax credit limit to help Tennesseans achieve or retain homeownership.

THDA Multifamily Tax-Exempt Bond Program delivers below‑market financing and varies (bond financing) to help Tennesseans achieve or retain homeownership.

THDA New Start Program delivers below‑market financing and 0% construction loan; amount varies to help Tennesseans achieve or retain homeownership.

THDA Rebuild and Recover Program delivers below‑market financing and up to $25,000 disaster recovery grant to help Tennesseans achieve or retain homeownership.

THDA Taking Credit Program delivers below‑market financing and $2,000 annual tax credit to help Tennesseans achieve or retain homeownership.